Starting Out

Don’t sit in that Default Scheme – Take Charge!


Already KiwiSaver is an important part of New Zealander’s financial lives.

When you are starting out KiwiSaver can help you buy your first home


  • The KiwiSaver HomeStart grant can provide eligible buyers with a grant of up to $10,000
  • KiwiSaver First Home withdrawal – eligible buyers can withdraw all but $1,000 from their KiwiSaver account


Then KiwiSaver reverts to its original purpose –of being a long term savings vehicle to help fund your retirement.  The right choice of scheme early on can make a huge difference to your end result.


Chances are, KiwiSaver will be just one strand of your retirement planning and you may need to save more – but for younger New Zealanders it is a way to accumulate a significant lump sum for retirement, helped along by government and employer contributions.


CASE STUDY: Getting Started (Sophie & Dave)



Call us on 0800 757 858 to discuss your KiwiSaver situation.